The world's capital markets, now competing for you. Earn and borrow on what you hold onchain, without selling a thing.

Connect your existing accounts Value$

Yourassetssitstill,inaccountsthatcannotseeeachother.Icchaseesthemasoneportfolio,showswhatitcouldearnandborrow,andletsyouactonwhatyoubringin.

Earn and borrow, without selling anythingPut idle assets to work at live rates, or get a credit line against your portfolio while it keeps earning.

Your assets, your accountsYour assets stay in your own account. Iccha surfaces what it finds; you approve and sign every move.

Sees the whole pictureWallets, exchanges, brokerages and banks, read as one portfolio. Iccha knows what you have before it tells you what it could do.

Connect

All of your assets, in one place.

Wallets, exchanges, brokerages and banks, in one list. What sits in your Iccha account you can put to work; the rest is read-only, so Iccha always sees the whole picture.

Connected$0

Borrow

One credit line against your whole portfolio.

Once something is tokenized, it is collateral. Iccha shows you offers from lenders. You pick, you sign.

Borrowing estimateExample

– from –, live rate at the named protocol Rates vary. Smart-contract and liquidation risk apply.

Earn

Everything you own can earn.

Any programmable asset, from stablecoins to tokenized equities, one at a time or the whole portfolio. Iccha shows where each could earn and what it would pay; you choose.

Earning estimateExample

– a year, about – at live rates Rates vary. Past yields do not predict future ones.

Your agent

Now you can talk to your assets.

Until now your assets were numbers on a screen. Now they know your whole financial life. Tell them what you care about, the way you would tell a person. Your assets will do the same.

3 assets Listening

                  Dec 10
                  you
                  Cheapest way to cover the $9,800 tax bill?
                

                  Dec 10
                  Iccha
                  Two options. Borrow $9,800 against BTC at today's best rate, or sell $9,800 of BTC and owe any capital gains tax. You decide.
                

                  00:00
                  USDC
                  Idle 31 days. Lending interest pays 4.1% today.
                

                  00:00
                  ETH
                  Rate drifted 5.8 → 6.4%. Aave takes the same line at 5.05%.
                

                  00:00
                  Iccha
                  Drafted the switch. Needs your signature.
                

              00:00
              you

All your assets, onchain and off, working as one portfolio.

Built only for people who want their money to work the way it has always worked for the few.

Built by people from

Mysten LabsUniswap Labs

Meet the team →

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